At Jones Elder Law, we understand that estate planning, Medicaid planning, and long-term care decisions can feel overwhelming.
That’s why we’ve compiled answers to some of the most frequently asked questions about protecting your assets, qualifying for benefits, and ensuring your family’s future is secure.
The best strategy for long-term care depends on your loved one’s health, financial resources, and care needs. Our team can help you explore Medicaid planning, veterans benefits, and other options to ensure they receive the best possible care without losing everything to nursing home costs.
Medicaid allows you to exclude your primary home from eligibility calculations, but that doesn’t mean it’s fully protected. Without proper planning, Medicaid’s estate recovery program could still claim your home after you pass. We help clients structure their assets to keep their home safe while still qualifying for benefits.
The earlier you plan, the more options you have. Pre-planning for Medicaid eligibility allows you to protect more of your assets and avoid penalties. Even if a loved one is already in a nursing home, it’s not too late—but the sooner you act, the better.
Estate planning focuses on what happens to your assets when you pass away, while elder law helps protect your assets while you’re still alive—especially if you need long-term care. The best plans combine both to ensure your savings aren’t lost to taxes, probate, or medical expenses.
A standard Power of Attorney (POA) allows someone to manage your finances, but an Elder Law POA includes additional powers that allow your agent to protect your assets, apply for Medicaid, and execute asset protection strategies. Without it, your family may be forced into a costly and time-consuming conservatorship process.
Many attorneys say they handle elder law, but few specialize in Medicaid planning and asset protection. Ask them:
Yes. Our strategies are based on federal and state Medicaid laws, court rulings, and fair hearing decisions. We don’t hide anything from Medicaid caseworkers—instead, we present everything clearly and legally to ensure eligibility.
Medicaid is a complex area of law that many attorneys and financial professionals simply don’t specialize in. The rules are always changing, and it takes an experienced elder law attorney to navigate them successfully.
We use a flat fee system based on your planning needs, so you’ll know the total cost upfront—no hourly billing or surprise charges.
Medicaid and estate planning laws change frequently. We stay on top of legal updates and encourage clients to check in regularly to make sure their plan remains valid and effective.
Life is unpredictable. If you experience a health crisis, financial change, or family situation shift, it’s important to update your plan. We’re here to help you adjust your strategy when needed.

Jones Elder Law
2085 Bluestone Drive, Suite 204, Saint Charles, Missouri 63303
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